Tool · $49 USD
Know what it's worth before you sign.
Check a small business the way experienced buyers do: what it really earns, a fair price range, whether the loan fits, and the red flags to chase.
Instant download · Excel, Google Sheets and printable PDF
What you get
- A valuation spreadsheet: owner's earnings (SDE), a price range and the multiple the seller is asking
- A loan check: yearly payments, debt coverage and the cash left for you
- A red-flags scorecard with 15 warning signs that tells you whether to keep going
- 40 questions to ask the seller, grouped by topic, with space for answers
- A due-diligence checklist from first offer to closing
- A printable PDF to bring to meetings, and a filled-in example
How it works
- 01
Run the numbers
Type the asking price and the seller's figures. See owner's earnings, a fair range and whether a loan would fit.
- 02
Ask the hard questions
Work through the 40 questions and the checklist. Mark what you've seen proof of.
- 03
Score the red flags
The scorecard tells you whether to keep going, dig deeper or walk away, before you pay a lawyer to review it.
Built for buyers who want to see clearly.
First-time buyers, owners eyeing a second location, and anyone weighing a listing on a business-for-sale site.
An educational tool. The Wealthy Invest provides general education and business consulting. It does not provide investment, legal, tax or accounting advice, does not recommend or sell securities, and is not registered as a dealer or adviser with any securities regulator. Speak with a qualified, licensed professional about your own situation.